Recovering from a Late Start on Retirement Planning

Procrastination, Merriam-Webster defines it as: “to put off intentionally the doing of something that should be done” We’ve all procrastinated about something. It could be something simple like doing the dishes or mowing the lawn. Or it could be something larger, like balancing the checkbook, paying off debt or saving for retirement. The longer we […]

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Life Insurance Basics and Options

Today we focus on life insurance, and how you might be able to gauge your need for it. At the very basic level, life insurance is designed to replace lost income or pay for unexpected needs that might come up for your family should something happen to you. When it comes to your overall financial […]

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Simple Wealth Building Steps

Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision? Today we are focusing on building wealth. But this isn’t going to be about get-rich-quick schemes or chasing the trends in the market. We will be working through an […]

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Relationship-Killing Money Issues

Are money issues killing your relationship with your spouse? How can you avoid these potential issues? Our main source for today is an Investopedia.com article, “Top 6 Marriage-Killing Money Issues” Money can be a source of stress for individuals, couples and any kind of other interpersonal relationships. In fact, according to an October 2018 American […]

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Financial Literacy Education Advocacy

Is Your Teenager Learning Personal Finance In High School? One of our resources for today is a Forbes article from March 2019 entitled with that very question. According to the article, the likely answer is … probably not. The author points to a 2018 survey conducted by the Council for Economic Education. In the survey […]

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Phased Retirement Realities

Today I want to discuss the possibility of phasing into retirement. Many people would like to slowly transition from work to retirement. In fact, according to a recent Transamerica Center for Retirement Studies report, “Striking Similarities and Disturbing Differences: Employers, Workers, and Retirement Security,” 53% of workers surveyed expected to retire after age 65 or […]

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10 Ways to Maximize Your Retirement Investments

Today we are going to talk about some options for maximizing investments. One of our sources for today’s discussion is a U.S. News and Money Report article from January 2019 entitled, “10 Ways to Maximize Your Retirement Investments.” In the article, author Kirsty Peev outlines several different steps you can take to potentially increase returns […]

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Productive Ways To Use Your Tax Refund

I want to talk about ways to use your tax refund. You may have heard that tax returns were not as large as they had been in the past, but the story is evolving. In fact, the data from IRS.gov released for the week ending Feb. 22, 2019, showed that the average tax refund is […]

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Life is like a Triathlon

Retirement is a transition, not a destination, and you should think about retirement as part of a triathlon. One of our resources for today is a Forbes.com article from January, 2019 titled, “Retirement Is a Transition, Not a Destination.” So often, retirement is seen as a goal … a destination … or a mountaintop. But […]

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All About Annuities

Today we are going to talk about annuities. You’ve probably heard of them before and some of you might be quite familiar with annuities as an option. However, they can be confusing and have many different options. So today we are going to work on simplifying the concept of an annuity. First, what is an […]

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