Financial Literacy Education Advocacy

Is Your Teenager Learning Personal Finance In High School? One of our resources for today is a Forbes article from March 2019 entitled with that very question. According to the article, the likely answer is … probably not. The author points to a 2018 survey conducted by the Council for Economic Education. In the survey […]

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Phased Retirement Realities

Today I want to discuss the possibility of phasing into retirement. Many people would like to slowly transition from work to retirement. In fact, according to a recent Transamerica Center for Retirement Studies report, “Striking Similarities and Disturbing Differences: Employers, Workers, and Retirement Security,” 53% of workers surveyed expected to retire after age 65 or […]

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10 Ways to Maximize Your Retirement Investments

Today we are going to talk about some options for maximizing investments. One of our sources for today’s discussion is a U.S. News and Money Report article from January 2019 entitled, “10 Ways to Maximize Your Retirement Investments.” In the article, author Kirsty Peev outlines several different steps you can take to potentially increase returns […]

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Productive Ways To Use Your Tax Refund

I want to talk about ways to use your tax refund. You may have heard that tax returns were not as large as they had been in the past, but the story is evolving. In fact, the data from IRS.gov released for the week ending Feb. 22, 2019, showed that the average tax refund is […]

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Life is like a Triathlon

Retirement is a transition, not a destination, and you should think about retirement as part of a triathlon. One of our resources for today is a Forbes.com article from January, 2019 titled, “Retirement Is a Transition, Not a Destination.” So often, retirement is seen as a goal … a destination … or a mountaintop. But […]

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All About Annuities

Today we are going to talk about annuities. You’ve probably heard of them before and some of you might be quite familiar with annuities as an option. However, they can be confusing and have many different options. So today we are going to work on simplifying the concept of an annuity. First, what is an […]

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Don’t Hate your Retirement

Today’s topic may surprise you. We often think about retirement as a victory and many people do enjoy it. But not everyone loves retirement, in fact some retirees are miserable. So today we’re going to look at some reasons that might sour you on retirement. These are taken from a Motleyfool.com article by Maurie Backman […]

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Forced Retirement and Savings

Retirement planning often assumes you’ll be able to decide when you retire. Yet, forced retirements, layoffs and downsizing are unfortunate realities. Recent data from the Transamerica Center for Retirement, showed that fifty four percent of today’s retirees left their jobs sooner than expected. While you might have a plan for retirement, there’s always the possibility […]

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The Seven Deadly Sins of Retirement Planning

I’m sure you’re familiar with the seven deadly sins. They’ve popped up in religion, music and movies But I’ll bet that you’ve never thought of them in terms of retirement planning. But that’s exactly what Bruce Fraser and Reader’s Digest did in their smartly titled article, “The 7 Deadly Sins of Retirement Planning.” Today we’re […]

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Gen-X and Retirement Savings

Today we’re going to discuss the unique financial challenges for Generation X and how that may play into retirement. Generation X, or simply “Gen-X” are the generation of people whose birthdays in 2018 saw them turn the ages of 42 to 53, having been born between 1965 and 1976. Gen-Xer’s, who the Pew Research Foundation […]

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